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Homeowner guideDoes Texas License Roofers? How to Vet a Roofing Contractor
Here is a fact that surprises most homeowners: Texas has no statewide roofing contractor license. Anyone with a truck and a ladder can legally call themselves a roofer in most of the state. That makes vetting entirely your job — and worth ten minutes before any signature, including for anyone we connect you with.
The checks that matter
- Insurance, in writing. Ask for a certificate of general liability insurance naming the contractor, and verify it with the insurer listed — not just the paper. Ask about workers' comp coverage for crews.
- Voluntary credentials. The Roofing Contractors Association of Texas (RCAT) runs a voluntary licensing program, and shingle manufacturers certify installers for their systems. Neither is legally required — which is exactly why holding them says something.
- Local footprint. A physical Texas address, local references you can call, and a name that appears in local permit records. After hailstorms, out-of-state “storm chasers” canvass Texas neighborhoods and disappear after the check clears.
- Written scope. A real proposal lists materials by name, underlayment, flashing scope, cleanup and warranty terms — not a one-line price.
Red flags
- Door-to-door pressure right after a storm, or offers to “cover your deductible” — deductible waiving is illegal in Texas.
- No verifiable insurance certificate.
- Demands for large cash payment up front.
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